Notice and Acceptance of Terms
McKillop Group and its subsidiaries and associated companies (hereinafter ‘McKillop’), through their various properties including but not limited to mckillopgroup.com (hereinafter ‘the Sites’), provide their information and materials services (the ‘Services’) to you subject to the following Terms and Conditions. Please review these Terms and Conditions carefully. By accessing the Sites and any pages thereof, you agree to be bound by the Terms and Conditions below, and to use the Sites only as permitted by applicable law and these Terms and Conditions. If you do not agree to the Terms and Conditions below, do not access the Sites, or any pages thereof.

At any time and without prior notice, McKillop shall have the right, in its sole discretion, to modify, add or remove terms of these Terms and Conditions, and all such changes shall be effective immediately. Users should review these Terms and Conditions periodically, as subsequent use shall constitute acceptance of any such changes.

Description of Services
McKillop currently provides users with access to a range of Services. Unless explicitly stated otherwise, any new features that may vary the nature of the current Services shall be subject to the Terms of Conditions of the Services. In order to use the Services, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and bear any service fees incurred in connection with such access. In addition, you are responsible for providing all equipment necessary to facilitate such connection to the World Wide Web, including any computer and modem or other access device.

Special Admonitions for International Use
Recognising the global nature of the Internet, you agree to comply with all local rules regarding online conduct. Specificatlly, you agree to comply with all applicable laws regarding the transmission of technical data exported from Singapore or the country in which you reside.

Copyright © McKillop Group 2004
The McKillop Sites contain copyrighted material, including but not limited to trademarks and other proprietary information, text, software and graphics. McKillop Group owns copyright to its information and material published on these Sites. Each third-party content provider owns the copyright to its content published on the Sites. All rights reserved. Except as otherwise expressly permitted under copyright law, users may not copy, publish, redistribute, modify, transmit, display, sell, create derivative works, or in any way exploit the content or any portion of the Signature World Sites without the express permission of Signature World and the copyright owner. Nothing contained in the Sites shall be construed as conferring by implication, estoppel or otherwise any license or right under any copyright, patent, trademark or other proprietary rights of McKillop Group or any third party.

Trademarks
McKillop is a pending trademark. All other company, product or service names referenced in the Sites are used for identification purposes only and may be trademarks of their respective owners.

Use of Information and Materials
The information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change. In making the Sites available, no client, advisory, fiduciary or professional relationship is implicated or established and neither McKillop nor any other person is, by means of the Sites, engaged in rendering professional or financial services or advice. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Sites or the Services.

Links to McKillop Sites
McKillop reserves the right, upon written request, to prohibit you from linking to its Sites.

Disclaimer of Warranties
The information and materials contained in the Sites, including text, graphics, links or other items, are provided “as is” and “as available”. McKillop does not warrant the accuracy, adequacy, suitability, timeliness or completeness of the information and materials, and expressly disclaims liability for inaccuracies or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties or non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials. McKillop does not warrant that the functions contained in or associated with the information and materials will be uninterrupted or without error, or that defects will be corrected.

Limitation of Liability
In no event will McKillop be liable for any damages, including without limitation direct or indirect, incidental, special or consequential damages, losses or expenses arising in connection with the Sites or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if McKillop, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks to other Internet resources are at your own risk; the content, accuracy, opinions expressed and other links provided by these resources are not operated, investigated, verified, monitored or endorsed by McKillop.

Through your use of the McKillop Sites and Services, you agree to indemnify McKillop and any affiliates from and against any and all liabilities, expenses (including attorney fees) and damages arising out of claims resulting from your use of the McKillop Sites, including, without limitation, any claims alleging facts that is true would constitute a breach by you of these Terms and Conditions. If you are dissatisfied with any McKillop material or any of these Terms and Conditions, your sole and exclusive remedy is to discontinue use of the McKillop Sites.